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Deposit Rates

 effective:01/06/2009
Rates subject to change without notice.
Available to New Jersey Residents Only

Certificates Of Deposit

(If any principal is withdrawn before the maturity date, a penalty will be imposed which may result in partial loss of principal.)

Account Type Interest
Rate
Annual Percentage Yield (APY*) Compounding   Method Min. Bal. to Open Min. Bal. To
Obtain APY*

3 Month CD

2.47% 2.50% Continuous $2,500 $2,500

6 Month CD

3.10% 3.15% Continuous $500   $500  

8 Month CD

2.47% 2.50% Continuous $500   $500  

9 Month CD

2.47% 2.50% Continuous $500   $500  

10 Month CD

2.71% 2.75% Continuous $500   $500  

12 Month CD

2.96% 3.00% Continuous $100 $100

15 Month CD

2.96% 3.00% Continuous $100 $100

18 Month CD

2.96% 3.00% Continuous $100 $100

24 Month CD

3.30% 3.35% Continuous $100 $100

30 Month CD

3.44% 3.50% Continuous $100 $100

36 Month CD

3.44% 3.50% Continuous $100 $100

42 Month CD

3.44% 3.50% Continuous $100 $100

5 & 10 Year CD

3.44% 3.50% Continuous $100 $100

18 Month IRA CD

3.25% 3.35% Continuous $250 $250

Checking

(The rate may change after the account is opened.  Fees may reduce earnings on the account.)

Account Type Interest
Rate
Annual Percentage Yield (APY*) Compounding   Method Min. Bal. to Open Min. Bal. To
Obtain APY*
N.O.W. Checking 0.49% 0.50% Daily $100 $100
Super N.O.W Checking 1.00% 1.00% Simple $1000 $1000

Passbook & Money Market Savings

(The rate may change after the account is opened.  Fees may reduce earnings on the account.)

Account Type Interest
Rate
Annual Percentage Yield (APY*) Compounding
Method
Min. Bal. to Open Min. Bal. To
Obtain APY*
Passbook Savings Account 0.98% 1.00% Continuous

$50

$50  

Money Market Account

1.00%

1.00%

Simple

$1,000

$1,000

Step-Up Money Market:

       
$5,000 -$24,999

1.00%

1.00% Daily $5,000 $5,000

$25,000 and up

2.23% 2.25% Daily $5,000 $25,000

 


*Annual Percentage Yield

 

  
 
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