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Rates
Deposit Rates :: Loan Rates
Loan Rates
Effective: 3/2/2010
Rates subject to change without notice.
Available to New Jersey Residents Only
For more information call (201)659-3600 to speak
to a residential loan representative.
Fixed Rate Mortgage Loans
| Maturity |
Interest
Rate |
APR* |
Points |
Pmt per $1000 |
Description |
| 10 Years |
5.250% |
5.300% |
0 |
$10.73 |
Fixed Rate, Owner Occupied, No points |
15 Years |
5.250% |
5.285% |
0 |
$8.04 |
Fixed Rate, Owner Occupied, No points |
20 Years |
5.375% |
5.404% |
0 |
$5.84 |
Fixed Rate, Owner Occupied, No points |
30 Years |
5.375% |
5.396% |
0 |
$5.60 |
Fixed Rate, Owner Occupied, No points
(up to $417,000) |
30 Years |
5.375% |
5.396% |
0 |
$5.60 |
Fixed Rate, Owner Occupied, No points
(Jumbo- over $417,000) |
Adjustable Rate Mortgages
| Product |
Interest
Rate |
APR* |
Points |
Pmt per $1000 |
Maturity |
Description |
| 1Yr. ARM |
4.750% |
3.268% |
0 |
$5.22 |
30 Years |
Adjustable Rate, Owner Occupied, 2% Adjustment Cap, 6% Lifetime Cap. Rate adjusts every year |
| 3/1 ARM |
5.250% |
3.631% |
0 |
$5.52 |
30 Years |
Adjustable Rate, Owner Occupied, 2% Adjustment Cap, 6% Lifetime Cap. Rate is fixed for first 3 years, adjusts every year thereafter. |
| 3/3 ARM |
5.250% |
4.407% |
0 |
$5.52 |
30 Years |
Adjustable Rate, Owner Occupied, 2% Adjustment Cap, 6% Lifetime Cap. Rate adjusts every 3 years. |
| 5/1 ARM |
5.250% |
3.916% |
0 |
$5.52 |
30 Years |
Adjustable Rate, Owner Occupied, 2% Adjustment Cap, 6% Lifetime Cap. Rate is fixed for first 5 years, adjusts every year thereafter |
| 7/1 ARM |
5.500% |
4.312% |
0 |
$5.68 |
30 Years |
Adjustable Rate, Owner Occupied, 2% Adjustment Cap, 6% Lifetime Cap. Rate is fixed for first 7 years, adjusts every year thereafter. |
| 10/1 ARM |
5.625% |
4.763% |
0 |
$5.76 |
30 Years |
Adjustable Rate, Owner Occupied, 2% Adjustment Cap, 6% Lifetime Cap. Rate is fixed for first 10 years, adjusts every year thereafter. |
Fixed Rate Home Equity Loans
| Maturity |
Interest
Rate |
APR* |
Points |
Pmt per $1000 |
Description |
2 to 4 years |
6.500% |
6.500% |
0 |
$44.55 (2yrs) $23.71 (4yrs) |
Fixed Rate, No Points, No fees |
5 years |
6.500% |
6.500% |
0 |
$19.57 |
Fixed Rate, No Points, No fees |
6 to 9 years |
6.625% |
6.625% |
0 |
$16.87 (6yrs) $12.32 (9yrs) |
Fixed Rate, No Points, No fees |
| 10 years |
6.625% |
6.625% |
0 |
$11.42 |
Fixed Rate, No Points, No fees |
11 to 15 years |
6.625% |
6.625% |
0 |
$10.69 (11yrs) $ 8.78
(15yrs) |
Fixed Rate, No Points, No fees |
Home Equity Line of Credit
| Maturity |
Interest Rate |
APR* |
Points |
Description |
240 Months |
6.000% |
6.000% |
0 |
Haven Equity Line Plan
Starting Rate of 6.000% is fixed for the first 6 months.
Thereafter, the rate is a variable rate based on the Prime Rate. Minimum rate (floor) is 4.75%; Maximum rate (ceiling) is 16.50%. |
Commercial/ Mixed Use/ Multi-Family (5+ Units)
Please contact our Commercial Lenders at (201)262-7600 for details.
*Annual Percentage Rate
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